Finance · 08/06/2025

Goldman Sachs has updated its monetary policy outlook for 2025, eliminating the forecast for a rate cut by the Federal Reserve in January, expecting a terminal rate of 3.5%-3.75%. There is uncertainty regarding the pace of future rate cuts and the terminal rate. Rate cuts are also expected from the European Central Bank and the Bank of England, especially as inflation risks diminish in Japan. The global economy is anticipated to return to moderate inflation, with developed countries generally facing low inflation challenges.

Education · 03/17/2021

The Test Optional policy allows students to decide whether to submit their test scores, increasing competitiveness and shifting focus to other performance metrics.

Job Search · 04/03/2025

Trump's immigration policy in his second term continued the 'America First' approach while opening new opportunities for high-skilled immigrants. Programs like EB-1A and NIW allow applicants to obtain immigration status more easily. Given the global demand for top talent, this policy is particularly attractive, especially for applicants from mainland China facing traditional immigration challenges. The aim is to provide these talents with policy benefits, enabling them to seize opportunities in the AI era.

Lawyers · 08/06/2025

This article provides the latest updates on U.S. immigration policies for 2025, helping you understand how to adapt to policy changes, apply for available benefits, and protect your rights. Get reliable information to secure a better future for you and your family.

Lawyers · 08/06/2025

The U.S. family immigration program allows for legal reunification, categorized into applications for immediate relatives and other family members, involving the submission of Form I-130 and the green card application process. Detailed steps and legal advice are crucial.

Lawyers · 08/06/2025

This article provides a detailed guide to U.S. immigration policy, covering key topics such as rights, asylum applications, temporary protected status, special visas, and family reunification. It aims to assist you in navigating the challenges and uncertainties brought about by policy changes.

Education · 07/24/2025

West Coast University (Los Angeles) has an acceptance rate of 83% and a graduation rate of 100%, offering programs in public policy and political science, with average salaries for graduates at $63,100 and $47,900 respectively. Tuition is $10,500, and the university is located in a city center, attracting a diverse student population.

Finance · 07/25/2025

The savings calculator is an essential tool for financial management, assisting individuals in planning future savings growth. This article outlines the key parameters of the savings calculator, including initial savings amount, monthly deposits, annual interest rate, and deposit term. It also provides practical examples to encourage readers to begin effective financial management.

Finance · 08/06/2025

U.S. stocks faced a sharp decline due to disappointing non-farm payroll data. There is rising demand for military deployments and interest rate cuts under Trump's administration, leading to investor concerns about the future economic outlook. Additionally, international tensions and trade policies are impacting market confidence, creating a complex and uncertain economic environment.

Finance · 08/06/2025

The US stock market has recently experienced a sharp decline, as calls for military strengthening and interest rate cuts under Trump's administration grow. Poor economic data has raised concerns among investors. Additionally, changes in Trump's policies may affect the Federal Reserve's decisions and market confidence, posing serious challenges for the economic outlook in the future.

Finance · 09/14/2023

The latest CPI data indicates that inflation in the U.S. remains high, leading the Federal Reserve to potentially continue raising interest rates, which could suppress the outlook for the gold market. Gold prices are technically under pressure and may fall below $1,900 in the short term. The market needs to closely monitor the movements of the dollar and any changes in Federal Reserve policy.

Finance · 06/23/2025

US PMI data for June exceeded expectations, but rising cost pressures are fueling inflation concerns, potentially leading the Federal Reserve to postpone interest rate cuts. Both manufacturing and services sectors expanded, however, input costs surged, forcing businesses to raise prices. Geopolitical risks are driving up oil prices, further limiting the Fed's room for easing. Markets now anticipate the Fed might delay rate cuts until the end of the year. The economic outlook remains uncertain due to persistent inflationary pressures and external shocks.

Loans · 08/04/2025

According to a report by CoreLogic, the U.S. real estate market in 2024 is characterized by a general decline in home prices, an increase in mortgage delinquencies, and a preference for adjustable-rate mortgages among buyers. The waning interest of investors in purchasing properties and a drop in existing home sales indicate a shifting trend towards a buyer's market.

Loans · 07/23/2025

A repayment calculator is an effective tool for borrowers to understand and manage their debt. It not only provides detailed analysis of monthly repayments but also helps users with more precise budget planning and loan cost assessment, offering strong support for borrowers when choosing new loans or managing existing ones.

Taxation · 07/23/2025

This article emphasizes the importance of timely tax payments and offers various payment methods for taxpayers. It discusses options for applying for payment plans to address tax debts and provides suggestions for ensuring accurate withholding of taxes throughout the year. The necessity of timely tax payments to avoid penalties and interest is highlighted.